Financial Management Course - Ch 7

Rev. 12/01/2024

Fed. R. Bankr. P. 1007(b)(7) and (c); 4004(c)(1)(H); 4006; 5009(b)

11 U.S.C. § 111; § 727(a)(11); § 1328(g)(1)

To receive a discharge under Chapter 7, an individual debtor must complete a personal financial management course with an approved course provider and file the certificate of completion if the course provider does not.  See Personal Financial Management Certificate-Debtor.

Each debtor must complete the course and file a certificate in a joint case. A list of approved providers is available at www.justice.gov/ust.

If the debtor cannot complete the course for one of the below reasons, the debtor must file a motion requesting an exemption or waiver from taking the course. See Exemption from Financial Management Course.

  • Incapacity (mental) or disability (physical).
  • Due to being in active military duty in an active combat zone.
  • Debtor resides in a district where the US Trustee waived the requirement.

Chapter 13 See: Financial Management Course - Ch 13

Chapter 11 See: Financial Management Course - Ch 11

Docket Event:

[Bankruptcy > Other > Personal Financial Management Course (Certificate)]


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U.S. Bankruptcy Court    Southern District of Mississippi