Rev. 02/20/2026
Fed. R. Bankr. P. 1007(b)(3)
11 U.S.C. 109(h)(1)
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An individual debtor must receive credit counseling by an approved credit counseling agency* within 180 days ending the date the debtor files the voluntary petition. See 11 U.S.C. § 109(h)(1). Debtors must file their credit counseling certificate with the court. In joint cases, each debtor must file a certificate, and they may do so simultaneously using the event below. Important: If the certificate is not filed, the court will set a deadline by court order. Failure to meet this deadline will result in dismissal of the case without further notice or hearing.
*A list of approved credit counseling agencies by state is available on the US Department of Justice’s web page www.justice.gov. |
Docket Event:
[Bankruptcy > Other > Certificate of Credit Counseling]
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